UMB Financial Corp. (UMBF)$131.21

Market Cap: 7.67 BCurrency: USD

Research Snapshot

Static fundamentals, valuation context, and investor signals for UMB Financial Corp. (UMBF).

FINANCIAL

BANKS - REGIONAL

DCF ready

Valuation

0.4x

EV/FCF, 264.3% FCF yield

Quality

8.6%

ROIC, N/A FCF margin

Growth

N/A

5Y sales (revenue) CAGR

Balance sheet

0.1x

Debt/equity, N/A current ratio

Superinvestors

Top: Third Avenue Management (1.4%)

Strengths to research

Free cash flow compounded at 25.6% over five years.
Debt/equity looks manageable at 0.1x.
10 annual periods are available for trend analysis.

Watchouts

No major valuation, balance sheet, or growth watchouts were detected by the static screen.

Annual data: 10 periods

Quarterly data: 24 periods

Stock snapshot: May 25, 2026

Static dataset: May 25, 2026

Quality Scorecard

Build-time composite score for UMBF.

Grade D

/ 100

Peer Comparison

Target stock against 8 market-cap comparable peers.

Heat map: red worst to green best


UMBF Target	UMB Financial Corp.	$7.7B	14.1x	0.4x	8.6%	N/A	N/A	N/A	N/A	N/A
ONB	Old National Bancorp	$7.8B	13.4x	9.4x	7.9%	N/A	N/A	N/A	N/A	N/A
PB	Prosperity Bancshares Inc.	$6.7B	12.1x	12.9x	7.1%	N/A	N/A	N/A	N/A	N/A
FHN	First Horizon Corp.	$9.6B	13.0x	13.4x	11.1%	N/A	17.4%	N/A	N/A	N/A
BOKF	BOK Financial Corp.	$6.1B	14.3x	15.8x	5.5%	N/A	N/A	N/A	N/A	N/A
HOMB	Home Bancshares Inc.	$5.6B	11.0x	13.1x	11.1%	N/A	N/A	N/A	N/A	N/A
BMA	Banco Macro S.A.	$5.6B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FLG	Flagstar Financial Inc.	$5.0B	-27.7x	-39.7x	-1.1%	N/A	N/A	N/A	N/A	N/A
OZK	Bank OZK	$5.0B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Financial Charts

No financial data available for UMBF (annual).

1 superinvestors own UMBF

Current quarter ownership and quarter-over-quarter share changes.

Superinvestor ownership

Fund	Shares	Value	% Portfolio	QoQ Change
Third Avenue Management Third Avenue Management	78,245	$9M	1.43%	0.0%