Credit Acceptance Corp. (CACC)$544.80
Market Cap: 5.83 BCurrency: USD
Research Snapshot
Static fundamentals, valuation context, and investor signals for Credit Acceptance Corp. (CACC).
FINANCIAL
CREDIT SERVICES
DCF ready
Valuation
5.5x
EV/FCF, 18.1% FCF yield
Quality
0.0%
ROIC, 45.4% FCF margin
Growth
6.8%
5Y sales (revenue) CAGR
Balance sheet
0.0x
Debt/equity, N/A current ratio
Superinvestors
2
Top: Robert Vinall (13.8%)
Strengths to research
- Free cash flow margin is healthy at 45.4%.
- Debt/equity looks manageable at 0.0x.
- 10 annual periods are available for trend analysis.
Watchouts
No major valuation, balance sheet, or growth watchouts were detected by the static screen.
Annual data: 10 periods
Quarterly data: 24 periods
Stock snapshot: May 25, 2026
Static dataset: May 25, 2026
Quality Scorecard
Build-time composite score for CACC.
Grade D
38
/ 100
Peer Comparison
Target stock against 8 market-cap comparable peers.
Heat map: red worst to green best
| CACC Target | Credit Acceptance Corp. | $5.8B | 15.0x | 5.5x | 0.0% | 6.8% | 45.4% | N/A | N/A | N/A |
| OMF | OneMain Holdings | $5.8B | 8.2x | 8.8x | 3.0% | N/A | N/A | N/A | N/A | N/A |
| ALLY | Ally Financial Inc. | $10.1B | 17.9x | 4.6x | 2.6% | 10.6% | 299.8% | N/A | N/A | N/A |
| SOFI | SoFi Technologies Inc. | $14.2B | 40.1x | -2.3x | 4.6% | 43.1% | -643.4% | N/A | N/A | N/A |
| BFH | Bread Financial Holdings Inc. | $2.3B | 8.0x | 1.4x | 6.8% | N/A | N/A | N/A | N/A | N/A |
| SYF | Synchrony Financial | $20.6B | 7.7x | 2.1x | 11.1% | N/A | N/A | N/A | N/A | N/A |
| NAVI | Navient Corp. | $1.3B | -10.4x | 93.6x | -0.2% | N/A | N/A | N/A | N/A | N/A |
| ECPG | Encore Capital Group Inc. | $832.4M | 7.4x | 5.3x | 26.3% | -5.1% | 143.6% | N/A | -0.2x | N/A |
| PRAA | PRA Group Inc. | $761.4M | -1.9x | -7.3x | -31.1% | 161.9% | -7.5% | N/A | N/A | N/A |
Financial Charts
No financial data available for CACC (annual).
2 superinvestors own CACC
Current quarter ownership and quarter-over-quarter share changes.
Superinvestor ownership
| Fund | Shares | Value | % Portfolio | QoQ Change |
|---|---|---|---|---|
| Ruane Cunniff Sequoia Fund | 146,203 | $62M | 1.03% | 0.0% |
| Robert Vinall RV Capital GmbH | 124,160 | $53M | 13.77% | ▲ +1.2% |