PayPal Holdings Inc. (PYPL)$44.23
Market Cap: 66.66 BCurrency: USD
Research Snapshot
Static fundamentals, valuation context, and investor signals for PayPal Holdings Inc. (PYPL).
FINANCIAL
CREDIT SERVICES
DCF ready
Valuation
10.5x
EV/FCF, 9.5% FCF yield
Quality
25.8%
ROIC, 16.8% FCF margin
Growth
9.1%
5Y sales (revenue) CAGR
Balance sheet
0.0x
Debt/equity, 1.3x current ratio
Superinvestors
6
Top: Norbert Lou (10.5%)
Strengths to research
- Revenue compounded at 9.1% over five years.
- Return on equity is strong at 25.8%.
- Free cash flow margin is healthy at 16.8%.
- Debt/equity looks manageable at 0.0x.
Watchouts
No major valuation, balance sheet, or growth watchouts were detected by the static screen.
Annual data: 10 periods
Quarterly data: 24 periods
Stock snapshot: May 25, 2026
Static dataset: May 25, 2026
Quality Scorecard
Build-time composite score for PYPL.
Grade B
81
/ 100
Peer Comparison
Target stock against 6 market-cap comparable peers.
Heat map: red worst to green best
| PYPL Target | PayPal Holdings Inc. | $66.7B | 8.2x | 10.5x | 25.8% | 9.1% | 16.8% | N/A | -1.1x | N/A |
| COF | Capital One Financial | $72.0B | 46.6x | 0.4x | 2.2% | 16.6% | 324.2% | N/A | N/A | N/A |
| AXP | American Express | $194.8B | 20.3x | 12.7x | 12.1% | 13.5% | 38.7% | N/A | N/A | N/A |
| SYF | Synchrony Financial | $20.6B | 7.7x | 2.1x | 11.1% | N/A | N/A | N/A | N/A | N/A |
| SOFI | SoFi Technologies Inc. | $14.2B | 40.1x | -2.3x | 4.6% | 43.1% | -643.4% | N/A | N/A | N/A |
| ALLY | Ally Financial Inc. | $10.1B | 17.9x | 4.6x | 2.6% | 10.6% | 299.8% | N/A | N/A | N/A |
| MA | Mastercard Inc. | $509.6B | 30.2x | 29.1x | 193.5% | 6.8% | 52.3% | N/A | -0.5x | N/A |
Financial Charts
No financial data available for PYPL (annual).
6 superinvestors own PYPL
Current quarter ownership and quarter-over-quarter share changes.
Superinvestor ownership
| Fund | Shares | Value | % Portfolio | QoQ Change |
|---|---|---|---|---|
| Lindsell Train Lindsell Train | 4,179,623 | $189M | 6.03% | 0.0% |
| Yacktman Asset Management Yacktman Asset Management | 2,290,642 | $104M | 1.38% | 0.0% |
| Norbert Lou Punch Card Management | 628,907 | $28M | 10.51% | ▼ -3.3% |
| David Katz Matrix Asset Advisors | 267,229 | $12M | 1.11% | 0.0% |
| Francis Chou Chou Associates | 167,400 | $8M | 3.64% | 0.0% |
| Mason Hawkins Longleaf Partners | 22,463 | $1M | 0.05% | 0.0% |