Bank of N.T. Butterfield & Son Ltd (NTB)$56.01
Market Cap: 1.76 BCurrency: USD
Research Snapshot
Static fundamentals, valuation context, and investor signals for Bank of N.T. Butterfield & Son Ltd (NTB).
FINANCIAL
BANKS - DIVERSIFIED
DCF ready
Valuation
0.2x
EV/FCF, 588.0% FCF yield
Quality
20.3%
ROIC, 46.1% FCF margin
Growth
4.2%
5Y sales (revenue) CAGR
Balance sheet
0.0x
Debt/equity, N/A current ratio
Superinvestors
1
Top: Christopher Davis (0.3%)
Strengths to research
- Free cash flow compounded at 8.2% over five years.
- Return on equity is strong at 20.3%.
- Free cash flow margin is healthy at 46.1%.
- Debt/equity looks manageable at 0.0x.
Watchouts
No major valuation, balance sheet, or growth watchouts were detected by the static screen.
Annual data: 10 periods
Quarterly data: 7 periods
Stock snapshot: May 25, 2026
Static dataset: May 25, 2026
Quality Scorecard
Build-time composite score for NTB.
Grade C
52
/ 100
Peer Comparison
Target stock against 8 market-cap comparable peers.
Heat map: red worst to green best
| NTB Target | Bank of N.T. Butterfield & Son Ltd | $1.8B | 10.2x | 0.2x | 20.3% | 4.2% | 46.1% | N/A | N/A | N/A |
| HMN | Horace Mann Educators | $1.7B | 12.0x | 4.1x | 7.8% | 5.4% | 32.5% | N/A | N/A | N/A |
| DBRG | DigitalBridge Group Inc. | $1.7B | 34.2x | 6.2x | -1.1% | -25.8% | 274.6% | N/A | N/A | N/A |
| STC | Stewart Information Services | $1.8B | 16.7x | 11.4x | 7.0% | 5.2% | 4.5% | N/A | N/A | N/A |
| TRUP | Trupanion Inc. | $1.9B | 48.8x | 25.0x | 4.0% | 23.4% | 5.2% | N/A | -1.2x | N/A |
| CASH | Meta Financial Group Inc. | $1.9B | 10.5x | 4.2x | 20.8% | 11.0% | 52.3% | N/A | N/A | N/A |
| PWP | Perella Weinberg Partners | $1.5B | 39.7x | 40.7x | N/A | 7.7% | 4.1% | N/A | -4.2x | N/A |
| SBCF | Seacoast Banking Corp. of Florida | $2.1B | 19.4x | 9.6x | 5.1% | N/A | N/A | N/A | N/A | N/A |
| IREN | Iris Energy Ltd | $1.4B | 145.7x | -2.5x | 4.8% | N/A | -65.4% | N/A | -2.8x | N/A |
Financial Charts
No financial data available for NTB (annual).
1 superinvestors own NTB
Current quarter ownership and quarter-over-quarter share changes.
Superinvestor ownership
| Fund | Shares | Value | % Portfolio | QoQ Change |
|---|---|---|---|---|
| Christopher Davis Davis Advisors | 1,073,129 | $56M | 0.26% | 0.0% |