Trupanion Inc. (TRUP)$21.98
Market Cap: 1.92 BCurrency: USD
Research Snapshot
Static fundamentals, valuation context, and investor signals for Trupanion Inc. (TRUP).
FINANCIAL
INSURANCE - PROPERTY & CASUALTY
DCF ready
Valuation
25.0x
EV/FCF, 4.0% FCF yield
Quality
4.0%
ROIC, 5.2% FCF margin
Growth
23.4%
5Y sales (revenue) CAGR
Balance sheet
0.3x
Debt/equity, 1.7x current ratio
Superinvestors
2
Top: Josh Tarasoff (5.8%)
Strengths to research
- Revenue compounded at 23.4% over five years.
- Free cash flow compounded at 39.8% over five years.
- Debt/equity looks manageable at 0.3x.
- 10 annual periods are available for trend analysis.
Watchouts
- P/E is elevated at 48.8x.
Annual data: 10 periods
Quarterly data: 24 periods
Stock snapshot: May 25, 2026
Static dataset: May 25, 2026
Quality Scorecard
Build-time composite score for TRUP.
Grade B
66
/ 100
Peer Comparison
Target stock against 8 market-cap comparable peers.
Heat map: red worst to green best
| TRUP Target | Trupanion Inc. | $1.9B | 48.8x | 25.0x | 4.0% | 23.4% | 5.2% | N/A | -1.2x | N/A |
| STC | Stewart Information Services | $1.8B | 16.7x | 11.4x | 7.0% | 5.2% | 4.5% | N/A | N/A | N/A |
| HMN | Horace Mann Educators | $1.7B | 12.0x | 4.1x | 7.8% | 5.4% | 32.5% | N/A | N/A | N/A |
| HGTY | Hagerty Inc. | $3.0B | N/A | 15.8x | 37.4% | 19.4% | 28.7% | N/A | N/A | N/A |
| PRA | ProAssurance Corp. | $1.2B | 24.9x | -60.8x | 2.9% | 4.6% | -2.3% | N/A | N/A | N/A |
| MCY | Mercury General Corp. | $3.2B | 10.3x | 2.4x | 18.1% | 9.6% | 17.2% | N/A | N/A | N/A |
| KMPR | Kemper Corp. | $3.9B | 13.0x | 8.5x | 4.0% | -1.7% | 11.6% | N/A | N/A | N/A |
| UVE | Universal Insurance Holdings Inc. | $723.1M | 6.2x | 1.1x | 28.1% | 8.4% | 23.5% | N/A | N/A | N/A |
| THG | Hanover Insurance Group | $6.0B | 10.7x | 4.9x | 15.0% | 6.4% | 17.7% | N/A | -0.3x | N/A |
Financial Charts
No financial data available for TRUP (annual).
2 superinvestors own TRUP
Current quarter ownership and quarter-over-quarter share changes.
Superinvestor ownership
| Fund | Shares | Value | % Portfolio | QoQ Change |
|---|---|---|---|---|
| Josh Tarasoff Greenlea Lane Capital | 776,490 | $20M | 5.78% | ▲ +19.2% |
| Lee Ainslie Maverick Capital | 26,714 | $684,000 | 0.01% | 0.0% |