Hagerty Inc. (HGTY)$10.70
Market Cap: 3.05 BCurrency: USD
Research Snapshot
Static fundamentals, valuation context, and investor signals for Hagerty Inc. (HGTY).
FINANCIAL
INSURANCE - PROPERTY & CASUALTY
DCF ready
Valuation
15.8x
EV/FCF, 6.3% FCF yield
Quality
37.4%
ROIC, 28.7% FCF margin
Growth
19.4%
5Y sales (revenue) CAGR
Balance sheet
0.8x
Debt/equity, N/A current ratio
Superinvestors
1
Top: Thomas Gayner (0.3%)
Strengths to research
- Revenue compounded at 19.4% over five years.
- Free cash flow compounded at 33.2% over five years.
- Return on equity is strong at 67.4%.
- Free cash flow margin is healthy at 28.7%.
Watchouts
No major valuation, balance sheet, or growth watchouts were detected by the static screen.
Annual data: 6 periods
Quarterly data: 21 periods
Stock snapshot: May 25, 2026
Static dataset: May 25, 2026
Quality Scorecard
Build-time composite score for HGTY.
Grade D
40
/ 100
Peer Comparison
Target stock against 8 market-cap comparable peers.
Heat map: red worst to green best
| HGTY Target | Hagerty Inc. | $3.0B | N/A | 15.8x | 37.4% | 19.4% | 28.7% | N/A | N/A | N/A |
| MCY | Mercury General Corp. | $3.2B | 10.3x | 2.4x | 18.1% | 9.6% | 17.2% | N/A | N/A | N/A |
| KMPR | Kemper Corp. | $3.9B | 13.0x | 8.5x | 4.0% | -1.7% | 11.6% | N/A | N/A | N/A |
| TRUP | Trupanion Inc. | $1.9B | 48.8x | 25.0x | 4.0% | 23.4% | 5.2% | N/A | -1.2x | N/A |
| STC | Stewart Information Services | $1.8B | 16.7x | 11.4x | 7.0% | 5.2% | 4.5% | N/A | N/A | N/A |
| HMN | Horace Mann Educators | $1.7B | 12.0x | 4.1x | 7.8% | 5.4% | 32.5% | N/A | N/A | N/A |
| THG | Hanover Insurance Group | $6.0B | 10.7x | 4.9x | 15.0% | 6.4% | 17.7% | N/A | -0.3x | N/A |
| RLI | RLI Corp. | $6.8B | 12.0x | 11.1x | 22.7% | 13.9% | 32.3% | N/A | N/A | N/A |
| PRA | ProAssurance Corp. | $1.2B | 24.9x | -60.8x | 2.9% | 4.6% | -2.3% | N/A | N/A | N/A |
Financial Charts
No financial data available for HGTY (annual).
1 superinvestors own HGTY
Current quarter ownership and quarter-over-quarter share changes.
Superinvestor ownership
| Fund | Shares | Value | % Portfolio | QoQ Change |
|---|---|---|---|---|
| Thomas Gayner Markel Group | 3,108,000 | $33M | 0.27% | 0.0% |