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Mercury General Corp. (MCY)$101.03

Market Cap: 3.24 BCurrency: USD

Research Snapshot

Static fundamentals, valuation context, and investor signals for Mercury General Corp. (MCY).

FINANCIAL
INSURANCE - PROPERTY & CASUALTY
DCF ready

Valuation

2.4x

EV/FCF, 41.1% FCF yield

Quality

18.1%

ROIC, 17.2% FCF margin

Growth

9.6%

5Y sales (revenue) CAGR

Balance sheet

0.2x

Debt/equity, N/A current ratio

Superinvestors

0

No tracked positions

Strengths to research

  • Revenue compounded at 9.6% over five years.
  • Free cash flow compounded at 12.7% over five years.
  • Return on equity is strong at 22.4%.
  • Free cash flow margin is healthy at 17.2%.

Watchouts

No major valuation, balance sheet, or growth watchouts were detected by the static screen.

Annual data: 10 periods
Quarterly data: 24 periods
Stock snapshot: May 25, 2026
Static dataset: May 25, 2026

Quality Scorecard

Build-time composite score for MCY.

Grade C
47
/ 100

Peer Comparison

Target stock against 8 market-cap comparable peers.

Heat map: red worst to green best
MCY
Target
Mercury General Corp.$3.2B10.3x2.4x18.1%9.6%17.2%N/AN/AN/A
HGTYHagerty Inc.$3.0BN/A15.8x37.4%19.4%28.7%N/AN/AN/A
KMPRKemper Corp.$3.9B13.0x8.5x4.0%-1.7%11.6%N/AN/AN/A
TRUPTrupanion Inc.$1.9B48.8x25.0x4.0%23.4%5.2%N/A-1.2xN/A
STCStewart Information Services$1.8B16.7x11.4x7.0%5.2%4.5%N/AN/AN/A
THGHanover Insurance Group$6.0B10.7x4.9x15.0%6.4%17.7%N/A-0.3xN/A
HMNHorace Mann Educators$1.7B12.0x4.1x7.8%5.4%32.5%N/AN/AN/A
RLIRLI Corp.$6.8B12.0x11.1x22.7%13.9%32.3%N/AN/AN/A
PRAProAssurance Corp.$1.2B24.9x-60.8x2.9%4.6%-2.3%N/AN/AN/A

Financial Charts

No financial data available for MCY (annual).